AI Agents for Banks and Processors
Driving Operational Efficiency, Risk Mitigation,
and Revenue Optimization
Itemize AI Agents are built to execute high-volume, rules-based financial operations within Deposit Operations, Cash Management, and Treasury. Unlike legacy technology such as OCR and RPA, Itemize AI Agents dynamically and intelligently execute manual tasks such as data capture, reconciliation, exception handling, and compliance screening. They monitor and analyze transactions for risk and compliance anomalies.
Automated Processing in Business Banking
Cash Application
Streamlines capture and remittance matching to accelerate cash posting.
Cash Management
Automates invoice intake, validation, and approvals to improve STP and reduce costs.
Mailroom and Lockbox
Transforms lockbox documents into structured data for receivables processing.
Positive Pay
Reconciles EOBs, claims, and remittances to accelerate revenue cycle workflows.
Redaction
Digitizes inbound documents for real-time routing and workflow automation.
Returns and Exceptions
Automates document checks and anomaly detection to support KYC and AML protocols.
Healthcare RCM
Reconciles EOBs, claims, and remittances to accelerate revenue cycle workflows.
Anomaly Detection
Digitizes inbound documents for real-time routing and workflow automation.
Compliance Enforcement
Automates document checks and anomaly detection to support KYC and AML protocols.
White-Labeled Products for Bank Customers
Automation solutions to help your clients save time, reduce risk, and improve cash flow – while unlocking new revenue streams for your bank.
Integrated Receivables Automation
A turnkey receivables automation product delivered via your Treasury or Deposit Operations platform:
- Consolidates incoming payments and remittance data
- Automatically matches transactions to invoices and accounts
- Generates posting-ready outputs for AR systems or portals
Revenue Opportunity: Offer as a premium business service to increase fee income and deepen client relationships.
Accounts Payable Automation
A branded AP solution your bank can offer to business clients:
- Classifies and routes inbound payables
- Detects duplicates and risk anomalies
- Applies approval rules and GL coding
- Prepares payment-ready outputs
Revenue Opportunity: Monetize AP processing while growing deposit balances and strengthening client retention.
Mailroom Automation
A white-labeled document intake and classification solution your bank can offer through Lockbox or Treasury platforms:
- Captures physical and digital mail, including checks, remittances, and correspondence
- Classifies, sorts, and routes documents based on content, sender, or urgency
- Extracts data and links related documents for efficient processing
Revenue Opportunity: Expand Lockbox and document services into high-value automation offerings that drive operational efficiency and generate new fee-based revenue.
Cash Flow Analytics
A white-labeled financial intelligence solution your bank can offer through Treasury Management or Corporate Banking platforms:
- Analyzes transaction data across accounts and payment types
- Provides real-time visibility into liquidity positions, inflows, and outflows
- Delivers AI-driven forecasts to anticipate cash needs
Revenue Opportunity: Offer premium analytics and forecasting tools to deepen client relationships, position your bank as a strategic partner, and generate recurring subscription or advisory fees.
Benefits for Banks
Reduce Operational Costs
Lower manual effort by 60–80% across core Deposit Operations workflows.
Accelerate Turnaround Times
Shrink cycle times from days to minutes across returns, reconciliation, and exception handling.
Grow Non-Interest Revenue
Launch bank-branded AP and Receivables products that generate high-margin fee income.
Enhance Accuracy and Compliance
Achieve >95% accuracy while applying regulatory and policy logic consistently.
Scale Without Hiring
Expand throughput in operations without expanding headcount — ideal for growing volumes and after-hours processing.
Modernize Business Banking
Deliver intelligent financial services that help clients automate their back offices and stay loyal to your bank.
Accelerate Time to Value
Deploy in weeks — not quarters — with minimal disruption and full auditability.
Secure.
Compliant.
Bank-Grade.
SOC 2
Type II
Audit-certified data protection
PCI-DSS Capable
Compliant with finance standards
Bank Grade Security
Encrypted and secure deployment
HIPAA Compliant
Compliant with healthcare & finance standards
API & Batch Integration
Seamless system connectivity
Flexible Deployment
Cloud or private environment
Impact for Customers
Estimated Monthly Cost Savings
Average Customer ROI
Daily Liquidity Acceleration
Ready to Automate Banking Functions? Let’s Talk.
Eliminate manual effort. Accelerate innovation. Launch new business banking products. Discover what AI Agents can do for your Deposit Operations.
